From This is Money:
Anyone with a minor offence or a police caution against their name could invalidate their cover if they do not tell their insurers about them.
The condition can apply to anyone else in the family or friends staying in the property.
It can also affect landlords who may find their policies are worthless if their tenants have convictions they have not disclosed.
The situation came to light when one major insurer demanded a customer give back the £241,000 pay-out she received after her home was burned down in an arson attack.
Michelle Barber, who was caught out for failing to declare a £150 fine for a benefits offence, said: ‘I was shocked and felt sick. Why did no one tell me such a tiny fine could do this?’
Her Barnsley home was burned down by her husband, Gary Hooley, following a row at a friend’s 50th birthday party in February 2007. Hooley, who had not wanted her to keep the detached bungalow in any divorce settlement, was jailed for four years.
But, two weeks…
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