From This is Money:
Many weddings now upwards of £10,000 and for the cost of an extra tier on the wedding cake you can get insurance policies which will cover many of the nightmare scenarios that haunt prospective brides and grooms.
A growing trend for couples to organise their big day independently – booking venues, catering, flowers and the rest separately – means that many of the costs are not insured and there is no central point of complaint or recompense if things go wrong.
If couples book a service or goods from suppliers and they go bust, they will have to join the list of unsecured creditors and will be near the back of the line when it comes to claiming back costs.
And insuring the big day is of even more concern if couples opt to have their wedding in a marquee or in premises not usually hired out for functions, when public liability cover will be needed to protect against claims for injury or damage.
A number of firms offer wedding insurance, ranging from spec…