From This is Money:
Skiing and snowboarding holidays are the trips most likely to end in a trip to Casualty.
Not taking out a policy can be a very costly mistake. A broken leg will cost you between £13,000 and £16,000 in the U.S. and up to £7,000 in Europe, according to Norwich Union.
– Money savers: Skiing and snowboarding in England
Many holidaymakers wrongly rely on the European Health Insurance Card (EHIC) to pay for medical treatment. This means you pay only what the locals do – and that doesn’t cover mountain rescue, private treatment and the cost of getting you home. Evacuation from the slopes by helicopter costs £1,500.
You could need to fly home by air ambulance (costing £4,000 in Europe and £8,000 in the U.S.) even if you’ve only damaged your knee, as some airlines refuse to carry passengers who can’t bend their legs.
And of course it doesn’t extend to loss of baggage, cancellation or having to cut your holiday short.
French ski resorts…