From This is Money:
As many as one in five motorists is tempted to lie on their insurance forms to get a cheaper deal, according to the Association of British Insurers (ABI).
Faced with rising amounts of nondisclosure, particularly of speeding and other motoring offences, the ABI wants insurers to gain access to motorists’ driving histories when they apply for insurance.
It is talking to the DVLA to see how it can gain access to its databases. Currently insurers see information on convictions only when a claim is made.
Malcolm Tarling, at the ABI, says: ‘ Fraudulent motor claims are on the rise and it costs all policyholders around £30 to £40 extra on their premium to cover this.
‘We are talking to the DVLA about consent and data protection issues to see if we can get consent at point of sale.’
Motor fraud had risen to £360m in 2008 from £280m in 2007. Motorists who lie on their proposal form are often found out only if making a claim, when insurers ask them for written…