From This is Money:
Many leading insurers are becoming stricter by checking if motorists have been caught acting in such a ‘distracted’ way when calculating quotes. Some firms simply refuse to cover motorists guilty of this behaviour, which can also include sipping from a bottle of water, tuning their radio, snacking or arguing with a passenger.
Each year, around 25,300 drivers are convicted of ‘driving without due care and attention’ and punished by the courts with £60 fines and three penalty points.
Most insurers ask potential customers if they have any driving convictions, including for distracted behaviour, which is known as a CD10 offence.
For a 30-year- old man with a clean licence, Kwik-Fit offers annual cover for £470 but a CD10 conviction could add £188 – an increase of 40%.
The increase from other insurers varies but the AA pushes up premiums by 37%, Sainsbury’s by 28% and Privilege by 17%.
Other companies, including Allianz, Zurich and Endsleigh, said the conviction…