From This is Money:
But honest motorists will still pay £407m via a levy on their car insurance premiums this year to fund the Motor Insurers’ Bureau, the central body that compensates for accidents caused by uninsured or untraced drivers. This is a modest reduction from £417m in 2008.
Ashton West, MIB chief executive, says: ‘This is the first time the cost of uninsured losses has come down year on year.’
The savings reflect the success of the Motor Insurance Database, which allows police to make an instant check on whether a car has insurance. This enables police to target uninsured drivers using automatic number plate recognition cameras to pull over suspicious vehicles.
Last year police seized 185,000 cars and vans at the roadside and prosecuted 300,000 drivers for having no insurance. Police can seize, impound and crush any car found on the road without insurance.
This extra enforcement has led to a 13% reduction – from 38,000 in 2005 to 33,000 in 2008 – in uninsured claims handle…