From This is Money:
Eventually Rishi came clean and admitted he had caused the damage. Luckily for his parents, Dipak, 49, and Penny, 47, both IT consultants, their insurance cover included accidental damage to window panes so the cost of replacing it was minimal.
With the nation currently gripped by the Ashes cricket series between England and Australia and the football season kicking off on Saturday, many insurers are reporting a big increase in claims for accidental damage, particularly broken windows, caused by children and adults playing ball games in the garden.
But you should read the small print of your buildings and contents insurance policy to see exactly what accidental damage cover you have as it varies widely between insurers.
Glass damage is standard in many policies but may not always be included in low-cost or budget cover.
The Tanna family from Cambridge pay about £500 a year for buildings and contents insurance with Aviva, the new name for Norwich Union. Aviva’s buildings…