From This is Money:
Half of students take valuables worth between £2,000 and £5,500 – everything from laptop computers to musical instruments and games consoles – when they go to university, according to specialist student insurer Endsleigh.
But one in five then falls victim to theft, even though more than two thirds of students think it unlikely they will ever be burgled or suffer loss or damage to their possessions while at university.
Government statistics show that young people between 16 and 24 are three times more likely to be victims of burglary than other age groups, with students the number one target.
Halls of residences often provide basic contents insurance for items in a student’s room if it is locked – the cost is typically built in to the hall fees.
But cover is often limited, so if a student has some valuable possessions or wants to use belongings, such as a laptop, camera or music player, away from halls, additional cover may be necessary.
Insurers will usually cove…