From This is Money:
But they are leaving themselves exposed if anything goes wrong, as ordinary travel insurance policies do not cover complications resulting from elective surgery.
Last week, specialist travel insurer PJ Hayman launched the first policy to do this. But there are restrictions and the cover is not cheap.
The policy is underwritten by Axa and covers the policyholder for treatment and lodging costs as a result of elective surgery – rather than emergency surgery – going wrong.
Cover does not begin until 48 hours after the procedure and can last for up to 31 days while the patient is overseas. But the insurance, which extends to those up to the age of 74, ceases on return to the UK.
Most dental and cosmetic surgery procedures are included, plus others such as laser eye surgery, treatment for fertility problems, skin lesions, varicose veins, cataracts and hernias. Botox injections are covered, but heart surgery and cancer treatment are not.
The surgery must take place in an officiall…
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