• From This is Money:

    Unlike most of First Direct’s other mortgages this does not have an offset facility, however, it does come with no early repayment charges.

    Its real advantage is that it comes with no early repayment charges, so when the base rate starts to rise borrowers can jump ship at minimal cost.
    It’s just a shame this doesn’t have the offset facility that most First Direct mortgages have.
    The mortgage is a useful addition to the range of mortgages on offer for those with deposits of 15%. Borrowers looking for loans at this level may also want to check out those on offer from Yorkshire Building Society which has some good cashback deals available.

    This is Money rating: Four out of five stars…

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    Posted by Jon @ 12:58 pm

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